Checked 5 November 2026 · General information
A payslip is not the only evidence
Some products accept EPF statements, bank statements or tax documents depending on employment and employer category. Check the exact product list instead of assuming all banks use the same rules.
Match documents to your employment
Employees may need payslips or an EPF contribution history. Self-employed applicants may need business registration and bank or tax records. The required length of history is a separate condition.
Income still needs assessment
“Without a payslip” does not mean no income, no verification or guaranteed approval. Use official sources and never alter documents to fit a requirement.
Original referenceRead the official source