Advertised rate from4.38% p.a.
Minimum incomeRM 2,000
Maximum amount / limitRM 100,000

Conditions & documents

  • Payslips and/or EPF statements depending on employer category.
  • Salary-crediting bank statements where required.
  • Self-employed: business registration and accepted bank statements or tax records.

Fees & pricing

Stamp duty of 0.5% of the approved amount. No processing or early settlement fees.

Published effective rate: 8.08%–31.42%. Provider-published figures; term and customer profile can affect the rate.

Before applying

Confirm net proceeds, total repayment, instalment dates and all charges in the official offer. Meeting minimum income alone does not guarantee approval.

Official sourceCIMB Bank BerhadChecked 5 November 2026. Conditions may change.