Flat rate from3.78% p.a.
Minimum incomeRM 1,500
Maximum amount / limitRM 150,000

Conditions & documents

  • Salaried: two years of EPF statements with contributions for the latest six consecutive months.
  • Self-employed: six months of business bank statements in PDF.
  • Age 21–64; minimum monthly income RM1,500.

Fees & pricing

No processing or early settlement fees according to the official page. Check the PDS for other charges.

Published effective rate: 6.45%. Provider-published figures; term and customer profile can affect the rate.

Before applying

Confirm net proceeds, total repayment, instalment dates and all charges in the official offer. Meeting minimum income alone does not guarantee approval.

Official sourceGX Bank BerhadChecked 5 November 2026. Conditions may change.